For your safety, ECHO is providing the following information to confirm that the merchant named below has been underwritten by ECHO to accept credit cards and/or on-line checks, and that the merchant processes those transactions using the ECHO secure payment gateway. If "YES" is shown after the words "Current ECHO Merchant", you can be sure that this merchant uses ECHO for payment processing, ensuring your privacy and security in the course of your online purchase.

Company Name: Xkr Essex, Inc
Company Location: BEVERLY HILLS, CA
Current ECHO Merchant: Yes

In every instance that you submit your payment information to a merchant using the ECHO secure payment gateway, you can be assured that your credit card or check information is being transmitted from the merchant's secure Web site to ECHO using the industry-standard Secure Sockets Layer (SSL) encryption technology. SSL prevents the information from being intercepted by another party. For more information, please read the ECHO privacy policy.

We use thorough underwriting methods and standards before setting up merchants for our processing services. However, ECHO expressly disclaims any responsibility or liability for any damage, loss, or injury arising out of:

• The activities of any merchant.
   
• The goods or services offered or the content displayed by any of the merchants.
   
• Your purchase of or inability to purchase any merchant's goods or services.

If you have any questions or complaints about the goods or services that you buy through any ECHO merchant, we encourage you to contact the merchant directly. If unable to achieve satisfaction through the merchant, the bank or association that issued your credit card can also intercede on your behalf through the chargeback process.

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