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FICTITIOUS BUSINESS NAME - ASSUMED BUSINESS NAME - TRADE BUSINESS NAME - Statement / Certificate

Doing Business As  DBA - FBN -     DBA

What Legal Documents Do I Need to Start My Business?

Our service fee includes filing, (except business license annual taxes)  notarization, and newspaper publication fees. 

In most states you will have the certificate available to present it to a banker to open a bank account in  1-8 business days - some state have slow procedures and may take 10-20 business days.

We do the following: 

(1) We prepare the legal document.

(2) We send our agent to you to notarize your DBA (if required). 

(3) Then, we file, record, and register your assumed, trade, or fictitious business name, DBA certificate with the appropriate government agency.

(4) If required, we will perform a local or state level business name search to see if your trade name is available (in most cases we do the business name search anyway).

(5) We publish your trade name for 4 weeks in a legal newspaper,  and

(6) We mail you the certified  copies so you can open a bank account.  In some cases, we may fax your or scan and email you the filed, certified copies of your Trade Name Registration Certificate.

(7) Finally, after the fictitious business name statement form is notarized, filed, mailed and legally published, we will file an officially, government certified copy of the proof of the dba certificate newspaper publication with appropriate government agency as required by law.

 
 

Here's what this process includes: 

  • After you purchase our service, you receive a confirmation email with a form and business name search links so you can do a state and local business name search to make sure no one is using your business name. 
  • Sign the form and mail it to us  - takes one day to get to our office. Then, we will pay the fees and file, publish, and send you the certified, filed original copies. 
  • Take these documents and open a bank account.  Four weeks later we file a proof of publication.  
  • In general, it takes 4-7 business days for regular service, 2-4 days for Expedited, and One day for Expedited same day.

PROCESS

  • SUBMISSION OF ONLINE FORM AND Payment for Our Fictitious Business Name Service (important: provide your  email and or fax when submitting your online credit card or check order ).  
  • Inspection and Correction of the  Fictitious Business Name form
  • Sending our agent to you to notarize your DBA (if required). 
  • Taking the form to government building for Filing of  the Fictitious Business Name
  • Taking the  Fictitious Business Name  Certified, Filed Document to a Legally Adjudicated Newspaper for Publishing of the form
  • Mailing and / or faxing (faxing for expedited orders only and upon request) of  Fictitious Business Name  Certified, Filed  form
  • Mailing and / or faxing  (faxing for expedited orders only and upon request) of publication receipt for payment of publication for the  Fictitious Business Name

bullet Filing of proof of publication of the Fictitious Business Name

 

MORE DETAIL....

  • FIRST Submit an online dba form . . .
bullet
  •  Then use a check or credit card to Purchase  a Fictitious Business Name (FBN) online, mail us a check or order by phone 
  • You receive a confirmation email
bullet When we receive the Fictitious Business Name submitted form, we inspect it, and correct it if necessary; then,  we pay the filing fee and file it with gov't office.
bullet Then we take the filed  Fictitious Business Name certified original copy  to  legally adjudicated  newspaper and pay for its publication  for four weeks
bullet Then, we mail you   the Fictitious Business Name  certified original fictitious name copy, with receipt for payment of publication - that is all you need to open a bank account.  In certain cases, we fax you the copies, and a lot of banks let you open a bank account with the faxed copies.
bullet You take the original  Fictitious Business Name  certified copy and the publication receipt  to a bank and you open a bank account with it.
bullet After four weeks of the FBN's publication, we file a publication proof with the gov't .

 

 Benefits of a Fictitious Business Name FBN - Doing Business As DBA :

bullet It allows you to open a bank accounts in the DBA Fictitious Business Name so you can receive and write checks in the company's name.  Simply put, it is more professional to use a business name to do business than using your own name .
bullet You can sue others with the same Fictitious Business Name, if you have filed before them.
bullet It allows you to do business with a Fictitious Business Name fitting to your business.   For example, you can call your company "Fly-By-Night," or "Rob'em & Cheat'em," if you think it will help your business ( by the way, I don't highly recommend any of the above names).
bullet More realistically speaking, it would make a difference if you were a computer consultant and named your company "Computek Guru," than going by your own name, for example "John Smith's Computer Advice".
bullet Can file as many names as you wish.  Note: imagine the possibilities.  Have 10 different names with 10 different fictitious names.  Obtain a Federal Tax Id for each Fictitious Name. Build 10 different credit lines in the  10 different names - each with a different tax id.   Even if you could obtain $10,000 for each company name, you would end up having $100,000 credit line in a short time.
bullet Now, please tell me... what's most important when your running a business?  After having clients, the most important thing is CASH!   CASH is the most important thing to stay and succeed in business.   And I want to remind you . . . no one loves you  enough to loan you any serious  money ... except the banks ( because they make money out of it... of course).
bullet How you can justify so many companies?  The possibilities are endless: each part of your business could be a different company ( which I highly recommend for tax purposes).  For example, if you were selling widgets, you could have a marketing department/company, a purchasing department / company, a supplies department / company, a distribution department company, etc.  No one tells you to have one company for your company - split it up as many times as possible

"DBA" or Fictitious Business Name (FBN).  What is it?

 

A Trade or Fictitious Business Name is simply a government filing and publication  by the business or individual under which the Fictitious Business Name operates. 

It tells the community that John Doe, who lives on 1 Somewhere St. in Beverly Hills, CA 90210,  operates a business called "Getoll  De Muny," and his business address is 1 Nowhere St, Los Angeles California 90000. 

So now people and  banks can trust you and they will issue  checks in the company's name and the  bank will open a bank account and let you cash the checks. NOTE THE BANK will not open a bank account unless you have a An Assumed Fictitious Business Name Statement or Certificate filed and in most cases published as well.

"DBA" means   "Doing Business As..."    A person or a company is using a business name other than their personal or corporation name. 

Example:  Tony Soprano starts a business called "Rob 'em and Cheat 'em".  Obviously, he does not want his name to be associated with the  business name, so a DBA registration is required, unless he uses "Tony Soprano" or even Tony Soprano, the Robber" as his business name because in the latter case his real name is incorporated in the business name. 

The same applies  when a Corporation, an LLC, a General Partnership, etc. wants  to do business in another name.   Example, your corporation name is "Rob 'em and Cheat 'em"  and you want to do business as "Rob 'em".  You need to obtain a DBA for that name.


Answer: 

1.      Generally you need a Fed tax id, if you are a corporation OR if you have employees.  Most business advisors reccomend you obtain one anyway so as  to separate yourself from the company for tax purposes - however, you could do your taxes under your social security if you don't have employees or you are not a corporation.  However, keep in mind that   incorporation is the organization that really shields your assets and protects you from civil liability so long as you follow the corporate formalities.

2.      Do I need a State Tax ID? See "1" above: you need it if you pay employee(s) more than $100 per year.  In other words, if you are an employer, you need a state tax id / employer identification tax number. 

3.      You need a seller's permit  if you sell any type of products – YOU GET tax free purchases for ITEMS YOU BUY to resell.  Both wholesalers and retailers need a sellers permit.

4. All Businesses need a business licenses.