Fictitious Business Names  Business License  Sellers Permit / Resale License  Federal Tax Id   State Tax Id

Fictitious Business  Name Frequently Asked Questions

Note: click on any of the text below -  there are all links to answers to your questions.

  1. General InformationWho We Are

  2. How safe and secure is your credit card and check processing online site / service?

  3. Starting a Business: What Do I need to Start a Business

  4. Fictitious Business  Name Statement Questions

  5. Federal Tax Id EIN and Seller's Permit Questions

  6. Incorporation Questions

 

Fictitious Business  Name Statement Questions

bulletGeneral Questions
bulletThe Fictitious Business Name Form
bulletPrice and Methods of Payment
bulletHow Long Does It Take?

Federal Tax Id EIN and Seller's Permit Questions

bulletFederal Tax Id (EIN)
bulletSeller's Permit information ( California )
bulletState Tax Id (EIN) California  

Incorporation Questions

General Fictitious Business Name Questions

bulletWhat is a fictitious business name or doing business as DBA?
bulletHow will you Help me File & Publish my Fictitious Business Name DBA?
bulletWhat do I have to do in this process to file my fictitious name certificate?
bulletSo you do everything for me? 
bulletDo I need a fictitious business name?
bulletWhat if my BUSINESS NAME is taken?
bulletWhich Newspaper (s) do you use to publish my fictitious name?
bulletI tried paying by credit card online and after I clicked on check out,
bulletthe form asks for a company name. Is this the name of my fictitious business name?
bulletI don't know where my business is located
bulletBusiness Name Concerns and Questions:
bulletWhat if my business name already exists?
bulletIs a fictitious name same as a business license
bulletBack to Top

The Fictitious Business Name Statement Form

bulletDo I have to pay before I download a form?
bulletWhere can I find the fictitious name form to complete?
bulletIs it hard to fill out the Fictitious Name dba form?
bulletI tried paying by credit card online and after I clicked on check out, the form asks for a company name. Is this the name of my fictitious business name?
bulletBack to Top

The Price and Methods of Payment

       check out, the form asks for a company name. Is this the name of my fictitious business name?
bulletDo you file AND publish the fictitious business  name for $99.99?
bulletWhat Does the $99.99 Dba include?
bulletHow come your prices are so low
bulletWhich major credit cards and checks are accepted?
bulletIs it safe to order online?
bulletBack to Top

HOW LONG DOES IT TAKE?

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How long does it take to file and publish a non expedited dba / fictitious business name?
bullet
How long does it take to file and publish  an expedited dba / fictitious business name?
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Can you file my dba  on the same day I purchase your  service?
bulletHow long does it take to file and publish a fictitious name?
bulletWhen will I be able to open a bank account?
bulletBack to Top

Incorporation Questions

General  Incorporation Information

 

bulletYes!  After you pay you receive a confirmation email.  
bulletThe email has all the links to the forms, business name search,
bulletzip code search and instructions on how to complete the form. Back to Top
bulletWhere can I find the fictitious name form to complete?
  • After Payment, you will receive a confirmation email You
  • can use the online form, but since you have to sign it
  • ( we need the original signature ) it is better to fill out
  • the actual form.   After payment, you receive a confirmation
  • email with all the links to search for business name availability
  • and the downloadable forms.  Back to Top
bulletIs it hard to fill out the form?
  • No, you just enter your business name, address and signature.
  • Then mail it to us.  It takes one day to get here. Back to Top
bulletWhen will I be able to open a bank account?
  • After we file it and publish it we send you a receipt for
  • payment for publication and an original certified copy
  • of the filed dba - that is all you need to open a bank account. Back to Top
bulletDo I need a fictitious business name?
  1. Yes, if you do business in a name other than your own
  2. personal name. More Info...  Back to Top
bulletWhat if my business name already exists?
  1. Then you will have to choose another name.   AFTER payment, we will sent you a link to go online and search at the  local level, and the state, corporate level for availability of your business name. Back to Top
  •  
bulletWhat if I pay first and my name is not available? 
 

If you are a small business just starting out, get  ANY fictitious business name, then get your bank account, get your merchant account, and start making some money.  Don't worry about the name - it is not as important as you think. . .  and to be frank with you, If the name of your business is your most important concern, then I guess you should not be in business because you lack creativity: here is why - # 1: In business, you can choose not only any name you want..but hundreds of different  names... # 2: if you think the name is what makes a business successful, you are wrong - it is clients / customers that makes a business successful.  If you don't have clients, or your product or service is not in demand, is not marketable, or is not priced right, it is better to stay out of business... you will lose your money.  # 3 If the name of your business is all that matters  to you, don't spend your money in filing anything and keep your day time job.   Back to Top

bullet I am planning to form a corporation and the fictitious name  will be under the corporation.  Do I still need a Fictitious name?
  •  You probably do because a corporation takes considerably longer to form.  A dba is the fastest and least expensive  way to start accepting checks in the name of the business. Later when your business is better, you may want to form a corporation and file another fictitious name under it. Back to Top
bulletInformation about  a Fictitious Business Name Statement (FBN) or a "Doing Business As" (DBA)

By the way there is no difference between a Fictitious Business Name Statement (FBN) or a "Doing Business As" (DBA)

A Fictitious Business Name is simply a filing and publication  by the business or individual under which the Fictitious Business Name operates.  Back to Top

It tells the community that John Doe, who lives on 1 Somewhere St. in Beverly Hills, CA 90210,  operates a business called "Getoll  De Muny," and his business address is 1 Nowhere St, Los Angeles California 90000. 

So now people and  banks can trust you (and I have no idea why) and they will issue  checks in the company's name and the  bank will open a bank account and let you cash the checks. NOTE THE BANK will not open a bank account unless you have a Fictitious Business Name - which  is simply a filing and publication  of   the business or individual under which the Fictitious Business Name operates. Back to Top

"DBA" means   "Doing Business As..."    A person or a company is using a business name other than their personal or corporation name. 

Example:  Tony Soprano starts a business called "Rob 'em and Cheat 'em".  Obviously, he does not want his name to be associated with the  business name , so a DBA registration is required, unless he uses "Tony Soprano" or even Tony Soprano, the Robber" as his business name because in the latter case his real name is incorporated in the business name. Back to Top

 

bulletIs a fictitious name same as a business license

No.  A business license is simply a flat rate business tax fee by  local governments or the state or both in most cases. The fee depends on the type of business and ranges between $50 and thousands of dollars depending on the locality and the nature of the business. For example, as an , I am required to be  licensed by the State Bar of California and I pay them a flat annual fee.  In addition, I have to pay local government fees for each location I maintain , promote and do business in - i.e., must have a physical location - you can do business in other cities without a license (in most cases) so long as your don't have a physical location there.   That is the case form most regulated professions.  On the other hand a typical business is required to pay business tax only to the local government and the fee is about $100 to $200 dollars for most businesses, unless you do business  in a rich area like Beverly Hills where you have to pay more.

A fictitious name is simply a legally required filed and published Statement that you do business under a name other than your own personal name.  It is used to transact business under that name and  collect  money in the form of checks or credit cards based on a business bank account with the fictitious business name.  For example, the bank will not open a bank account in a name other than your own personal name unless you have a filed and published fictitious business name statement as required by law. Back to Top

How you will file and publish my DBA

Here's what this process includes: 

After you purchase our service, you receive a confirmation email with a form and business name search links so you can do a state and local business name search to make sure no one is using your business name. 

Sign the form and mail it to us  - takes one day to get to our office. Then, we will pay the fees and file, publish, and send you the certified, filed original copies. 

Take these documents and open a bank account.  Four weeks later we file a proof of publication.  

In general, it takes 4-7 business days for regular service, 2-4 days for Expedited, and One day for Expedited same day.

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bulletI have a corporation can I file a fictitious name under it?  
  • Yes.  The registrant of the fictitious name will be the corporation and you will sign as the officer of the corporation.
bulletDo you file AND publish the fictitious name for $99.99?
  • Yes.
bulletSo you do everything?  Don't I have to do anything? What do I have to do in this process to file my fictitious name certificate? You just enter your business name, address and signature. Then mail it to us.  It takes one day to get here.  That is all you do.  Then, we file it, publish it, send you the certified filed receipts, (so you can open  a bank account )and we finally file a proof of publication a  month later.
bulletWhich Newspaper (s) do you use to publish my fictitious name?
  • We have several legally adjudicated papers that we do business with.
  • We don't mention which these newspapers are so as our competitors
  • don't find out about the low prices we get
bulletHow long does it take to file and publish a fictitious name?
bullet5-8 business days for a regular dba, 2-4 for an expedited and 1 day for a
bulletsame day dba"   Back to Top
bulletWhat Does the $99.99 Dba include?
  1. Everything: publication, filing the dba, mailing you the receipts, and filing proof of publication.
bulletHow can I be sure you are a legitimate and real service?
bulletIs it safe to order online?
bulletWhich major credit cards are accepted?
bulletCompany Name:  No, if you mean the form you fill to give your credit card information, it is the company that the credit card is issued to, unless it is your personal credit card in which case just disregard it.   Back to Top

Seller's Permit Questions

Seller's Permit information ( California )

Do I need one?   Yes, if you sell taxable products

How long does it take?  2 weeks after application

  • When you receive your permit, you must post
  • it at your place of business in a location that is easily seen by your customers.

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 Who must have a permit?

You are generally required to obtain a California seller’s permit if you sell or lease merchandise, vehicles, or other tangible personal property in California. A seller’s permit allows you to sell items at the wholesale or retail level. You cannot legally make sales of taxable items in California until you have been issued a seller’s permit.

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  • Do I need more than one permit?

If you make sales at more than one location, you must display a permit at each location. If this applies to you, please attach a list that includes the address for each location, and we will issue the permits you need. This requirement applies to retailers as well as wholesalers.

  • Why do you need to verify my driver license number for a Seller's  permit?

This is required to ensure the accuracy of the information provided and to protect you against fraudulent use of your identification.

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Federal Tax Id EIN

Federal Tax Id  EIN

Do you need one?  Only if you pay employees more than $100 per year  or if you need to build corporate credit in a tax # other than your ss#

How it  Works:  how  will you obtain it for me? 
  • After you submit your form, we receive it in our email.
  • Then, you are directed to a secure webpage
  • Where you can pay by check or credit card. 
  • When we receive your payment,
  • We obtain your tax id number.
  • We send it to you by email or fax
  • The IRS sends you an official tax id package a couple of weeks later

 

What is Federal Tax ID EIN?

  • It is simply an  Employer Identification Number (EIN) or, "Federal Tax ID Number")  that IRS assigns.
  • This Number can be used to open a bank account and it becomes the id number for the business as a social security identifies an individual.
  • The number is used by the federal government (IRS) to regulated  business tax returns.
  • The number is used by many inividuals or entities such as  employers, sole proprietors, corporations, partnerships, nonprofit associations, trusts, estates of decedents, government agencies, and other businesses.
  • An EIN is for business only, and should not be used in lieu of a Social Security Number (SSN).

 

State Tax Id

Do you need one?  Only if you pay employees more than $100 per year

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Pricing Information

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Other Information
 

The time it takes to file your company

Incorporation

Non Expedited incorporation takes 20-40 days

Expedited Incorporation:  We file the same day; you get the filed articles in 5-7 business day.

DBA Fictitious Names

Non Expedited dba takes about 5-8 days    Back to Top

Expedited dba takes about 2-4 days, but we can really expedited by coming to pick it up from your home or office if you purchase the same day option.  Your dba will be filed and published the same day.  Call us at 877-588-7974 to obtain that service.
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FEDERAL AND / OR STATE TAX ID

Federal tax ids take a couple of weeks: we obtain it and the IRS or The State of California sends you a welcome package with your EIN #.  You can expedite this.  Get it on the same day you order (before 3 pm).

 

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Who We Are 

Xkr Essex, Inc.  A Business Filing and Incorporation Legal Service,
managed and owned by Esq. 
Also operating & Associates Beverly Hills Law Firm
BEVERLY  HILLS
877.588.7974
433 N. Camden Dr. Ste 600.Zip: 90210
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  • Check Our Credentials at the Links Below:  
  • Our attorney's status at the state bar of California: .
  • Click on this link   and enter Member  #  206512 or " "
  • to find out more about our s.
  • To check our status with our Merchant account online processing, click on the  button below and look  in the lower left corner of the  page you will be directed click on the button again.  You will see this information from our Merchant Bank Account:

    Company Name: Xkr Essex, Inc
    Company Location: BEVERLY HILLS, CA
    Current ECHO Merchant: Yes

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Authorized agent : agent for acceptance of service
n. states require that a corporation name an actual person (usually in the articles of incorporation or other filing with the Secretary of State) who is authorized to accept service of any lawsuit or claim against the corporation. Many larger corporations, particularly those which operate in several states, name a professional agent which represents many corporations.

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Do I have to pay Minimum Tax each year? 

 The first year of incorporation, there is no minimum tax.  The second year, on the other hand, you must pay a minimum of $800 per year for corporation taxes - whether or not your you have a profit.

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Total Cost   No. $99 plus state fee: (about $100)

For details of the packages, click here.

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What Do You Get for  $189 Includes State Fees?

  • Filing of Articles,
  • all forms you need to comply with the State Law ( such as minutes and bylaws and others - about 100 pages of paper),
  • Corporate Seal
  • instructions on how to proceed so you will not be fined by the state because you did not file certain forms,
  • instructions, as to how to issue shares, how to file the forms for each transaction of issuing of shares, etc. 
  • Please note: the advice I give you here may be general, but it covers the necessary steps so you will be complying with State Law.

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 Estimated time:

 Regular filing takes about 4-8 weeks; expedited filing takes around 8-10 days. Add $99 for Expedited Filing

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I am one person corporation, can I incorporate?

Absolutely.  You can be the shareholder, director and the officers of the corporation: president, secretary, and treasurer ( financial officer)

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Should I form a Nevada Or Delaware Corporation ?    If you are not a big business, it does not pay to form a foreign corporation.   The fees you incur for an agent for service of process, and the taxes and fees to qualify in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site) come to more than your save in the end.  In addition, if you have a retail business in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site), you need a California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site) Corporation. 

If you live in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site) and you do business in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site), it is better to incorporate in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site). 

The only exception is if you are actually out of state and  a small percentage of your  business are conducted in California ( California Nonprofit or Non Profit Corporation  is treated elsewhere in this site).

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Do I have to pay Minimum Tax each year?

The first year of incorporation, there is no minimum tax.  The second year, on the other hand, you must pay a minimum of $800 per year for corporation taxes - whether or not your you have a profit.

Our Low Prices

We simply have very few employees that work very hard and our packages contain the necessary documents without the fancy and unnecessary items other services give you.

Payment Information

Is it safe to order online?
Our Merchant account is handled by  www.echo-inc.com   They make sure all transactions processed  are safe by using the SSL (Secure Socket Layer) encryption standard. Using a SSL compliant browser such as Microsoft's Internet Explorer or Netscape's Navigator and you will be able to conduct encrypted transactions on our website.

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In every instance that you submit your payment information to a merchant using the ECHO secure payment gateway, you can be assured that your credit card or check information is being transmitted from the merchant's secure Web site to ECHO using the industry-standard Secure Sockets Layer (SSL) encryption technology. SSL prevents the information from being intercepted by another party. For more information, please read the ECHO privacy policy.

Which major credit cards are accepted?
We currently accept checks ( online and offline), Master card, Visa and AMEX.

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How to Start a Business

How to Start a Business

A guide to basic requirements.



First, Clear Your Business Location

 Make sure the zoning is correct for your new business address.

• Every business must meet zoning requirements and restrictions to insure that it’s business category and site are compatible.

• A few businesses that heavily impact their area require a Conditional Use Permit (CUP). Application - typically a 5-month process in which environmental impacts are studied by Planning and are then subject to Planning Commission approval or denial.


Second, obtain a Fictitious Business Name Statement, or
Incorporate.

File a fictitious name statement and file your “doing business as” name in a local newspaper.

• If you use your initials or first and middle name along with your last name in the name of your business, such as A. L. Smiths Consulting, or Al  L. Smith Materials, you do not need to file for a fictitious name. If you use just your initials, first name or last name such as AU Plumbing, Albert Contruction, or Jones Fishing, you need to file for a fictitious name.  If you use any name other than your legal, given name or initials, you will have to file a fictitious name.

• Prior to filing a fictitious name statement, it is recommended that you determine if your business name is already in use.


Third: Resale License, Seller's Permit, or Sales Tax Certification

Obtain a  resale permit, Sales Tax Application if required. File proper State Tax forms and obtain labor standards for employees.

Some businesses are required to obtain a permit  for “selling or acquiring any tangible items for repair or use in their business.” You must have a resale permit if your business is commercial, home-based, sales, or repair-oriented. You must have a resale permit for whatever parts or supplies are purchased at wholesale for later resale.

Fourth:  State Tax Id: EIN Employer ID     Back to Top

• If your business will have any employees other than yourself, check with the state on state withholding taxes, disability and unemployment insurance.

• For businesses employing only the owners, contact the Franchise Tax Board for state withholding and corporation state taxes.

Fifth:  Federal Employer Number  FEIN  or  Federal Tax Id

You need a federal tax id for a business id number and employer tax id.

Sixth:  Small Business Administration

•  Small Business Administration for financial and management training.

Seventh:          Back to Top

Business License:    

Most businesses or professionals are required to have a business license.

Information you need for a business license:

  1. Business address approved by Planning Department (not in all cases).

  2. Fictitious name and any local or State permits.

  3. State resale permit number  if required.

  4. > Your business name and address

  5. > Your business telephone number

  6. > Description of your business

  7. > The number of employees on staff

  8. > The property owner’s name and the telephone number of the person to contact in case of an emergency

  9. > The name, address, and telephone numbers of any contractors who will be involved in the operation of your business (i.e., gardener, janitorial service, consultants, etc.)

  10. > Your Social Security number

  11. > Your Federal I.D. number

  12. > Your State Employee LD. number

  13. > Your Driver’s License number

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Additional requirements:   Depending on the type of business you plan to conduct, you may required to have:

  1. > Health Permit

  2. > Fire Inspection

  3. > Contractor’s License

  4. > Building Permits

  5. > An Alcoholic Beverage Permit

 

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Does your store provide secure credit card transactions?

Absolutely! At  businessnameusa E-Commerce Web Site real-time, secure credit card and check transactions are processed over ECHO's own Secure Payment Gateway and paid electronically! You don't have to worry about security or hackers! businessnameusa has you covered!
 

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ECHOtrust Merchant Validation Statement - Internet Privacy and Security
ECHOTRUST Merchant Validation Statement
 

For your safety, ECHO is providing the following information to confirm that the merchant named below has been underwritten by ECHO to accept credit cards and/or on-line checks, and that the merchant processes those transactions using the ECHO secure payment gateway. If "YES" is shown after the words "Current ECHO Merchant", you can be sure that this merchant uses ECHO for payment processing, ensuring your privacy and security in the course of your online purchase.

Company Name: Xkr Essex, Inc
Company Location: BEVERLY HILLS, CA
Current ECHO Merchant: Yes

In every instance that you submit your payment information to a merchant using the ECHO secure payment gateway, you can be assured that your credit card or check information is being transmitted from the merchant's secure Web site to ECHO using the industry-standard Secure Sockets Layer (SSL) encryption technology. SSL prevents the information from being intercepted by another party. For more information, please read the ECHO privacy policy.

We use thorough underwriting methods and standards before setting up merchants for our processing services. However, ECHO expressly disclaims any responsibility or liability for any damage, loss, or injury arising out of:
 

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  • The activities of any merchant.
     
  • The goods or services offered or the content displayed by any of the merchants.
     
  • Your purchase of or inability to purchase any merchant's goods or services.

 

If you have any questions or complaints about the goods or services that you buy through any ECHO merchant, we encourage you to contact the merchant directly. If unable to achieve satisfaction through the merchant, the bank or association that issued your credit card can also intercede on your behalf through the chargeback process.

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